




| • | Spending too much time processing disputes and handling your clients and prospects. |
| • | Spending too much time or money getting new clients and prospects. |
| • | Spending too much time or money managing your business. |






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What are the differences between a Web-based
credit repair software and a Windows-based credit
repair business?
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The differences are manifold, and at the same time very
important for the life of your credit repair business.
First of all, as the name implies, a web-based credit
repair software is hosted on the Internet, but most
importantly, it's developed with a web-based language like
PHP, ASP etc. which necessarily makes it slow and
dependent of both Internet speeds (yours and your
vendor's)
This credit repair software is then shared among all their
clients (bandwidth is divided among all of them at the
same time) so not only they are slow by nature (can't be
any other way since they need to transfer the server's
results to your computer by means of the TCP/IP protocol
ad HTMl language) but also they are prone to additional
slowness at peak hours when many users (your
competitors) are using the software (pretty much the
whole business day).
With a web-based credit repair software your business is
bound to the life of the vendor since you can't have it in
your computer and depend absolutely to how long your
vendor is in business. After that, everybody will lose their
business in an instant and without any possibility of
recovering it.
There is a big misconception about computer-based
(windows-based) credit repair software that they can't be
placed in the cloud.
You can put a computer-based credit repair business in
the cloud in many ways and access it extremely fast and
concurrently ny any number of agents from anywhere in
the world by simple using a Windows Server hosting
service (i.e. Amazon Services (http://aws.amazon.com
or www.gigapros.com)
It will be extremely fast when you put a Windows-based
software in the cloud and the reason is that only the
screen is transmitted to your computer and not by HTML
but by a fast, live (not passive like HTML) and direct
connection (Remote Desktop Protocol).
Additionally to all this, the credit repair software is used
exclusively for you (and your employees) so instead of
sharing it with any other users online it is fast and
secured since only you are in control of your credit repair
business.
Probably, the most important factor is the assurance that
you and only you are in control of your business and that
is not dependent to the life of the vendor.
Remote solutions using Amazon Services can be
implemented for as low as ten dollars a month.
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Not all Credit Repair Software are created equal
and how they can influence the success of your
credit repair business.
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Credit Money Machine Pro is unique in its approach to
credit repair and can't be compared to any other credit
repair software in the market.
The success of your credit repair business is measured in
profits. I hope that you agree that what matters is the
bottom line at the end of the month.
For example with Credit Money Machine Pro one person
can handle up to 400 new clients a month while you would
need 10-20 employees to handle the same number with
any other credit repair software.
Obviously, your profits will soar when you put more money
in your pockets with less expenses and less risks.
But, what makes Credit Money Machine Pro our full-
fledged credit repair business software so special?
In all honesty, it's a myriad of details and features. The
main ones being:
1) Automatic extraction of disputes from 8 different
credit report providers.
2) Automatic assignment of letters and descriptions
(dispute reasons)
3) Automatic creation of unique letters thanks to our ADS
(Automatic Dispute Spinner) System
4) Automatic comparison of disputes on following months
thanks to our CAS (Comparison Audit System)
5) The ability to post bilingual (English-Spanish) Affiliate
and Client portals (included for free in price) where your
affiliates (people that refer you prospect) and clients can
go 24/7 to check everything with ease. (Sample of Client
Portal and Affiliate Portal )
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Why our full-fledge credit repair business software
is better to start a credit repair business.
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There is a simple reason, Credit Money Machine Pro is
designed to be completely automated when you need it
the most, when you start your credit repair business but
then it will adapt to all your needs when you become
more sophisticated.
Also, the is another important reason, when you get
another credit repair software that's it in a couple of
weeks your needs will outgrow the software capabilities
and there is nothing that you can do but try to cope with
that by purchasing other software to complement your
needs or adding more employees to try to do your normal
daily tasks.
With our credit repair software all your present needs are
covered and when your company grows you can upgrade
without losing any of your data to our enterprise version
Credit Money Machine Net which your business won't
outgrow since we have thought in advanced of all your
future needs.
This is an important concept, you might not know what
are your futures need but we do and we include them as
part as our complete credit repair business software.
So, whether you are a start credit repair company or a
seasoned credit repair business professional our Credit
Money Machine Pro has all the essential tools you need to
grow your company from day one.
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The importance of an all-inclusive credit repair
software for your starting credit repair company.
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While it's possible to maintain a separate CRM software
(Contact Management Software) to control and manage
your clients, leads and prospects this is not ideal.
Having to duplicate the information in two different
places adds an additional step to your credit repair
company wasting time and money in the process.
Our professional credit repair software (Credit Money
Machine) is the only one that has an integrated CRM
(contact Relationship Management) system that allows
you to control and manage not only clients, but most
importantly, your credit repair leads and prospects.
As a matter of fact, it is designed so you can use it for
any other business you may have (mortgage brokers, real
estate agents, insurance agents, etc.)
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How important is the performance of your credit
repair software for your starting credit repair
business company.
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When you start a credit repair business the need for
leads, is at least, as important as when you are a
seasoned credit repair professional.
Don't get fooled by watching a demo that contains just a
dozen of leads. Performance varies greatly, specially with
web-based credit repair software when you add just a
few clients or leads.
Only Credit Money Machine guarantees that the
performance of our credit repair software won't be
reduced when you have thousands of clients and leads (we
have more than 125000 contacts in our credit repair
software with absolute no degradation in performance.)
For this reason we recommend that you ask to see any
presentation or demonstration, with at least 5000
contacts so you can appreciate first hand the
performance of the credit repair software being
evaluated.
Take our word for it, you will be enlightened and warned
when you "feel" the performance of a credit repair
software even with just a couple dozen of records in it.
Don't make a costly mistake of getting a credit repair
software that your company will outgrow in two weeks.
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What kind of marketing is important for your
starting credit repair company.
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Every company needs marketing but there are many
misconceptions when you are talking marketing for a
credit repair business.
Whether you are a starting credit repair business or a 20
year old credit repair business you need to do some kind
of marketing.
The best marketing for a starting credit repair company
is the one that cost very little or nothing, since at the
beginning, you need to save as much as possible. In the
future, word of mouth could be your best asset.
For this reason, we recommend to look for people that
can refer you prospects (auto dealers, mortgage brokers,
real estate agents, insurance agents, piano stores,
furniture stores, cellular stores, friends, etc) .
In order to do that you need some kind of software to
systematically call or email these potential affiliates and
make them send you prospects all day long.
For this reason, our credit repair software has an
integrated Telemarketing System (including the scripts
you should use to interact with those different industries)
and also an Email System with integrated Auto=Responder
so you can end automatic emails from inside our all-
inclusive credit repair software without having to
duplicate the information.
Additionally, our bilingual portals have an integrated
Referral System for both Affiliate and Clients to have an
additionally source of leads (these leads will go
automatically into our credit repair software creating a
new client automatically)
Another technique is the creation of forms on the
Internet that can be used to collect potential credit repair
prospects. Our professional credit repair software has an
integrated parsing system that allows you to have
unlimited online forms, extract the data from those
forms and add those leads to our credit repair software
automatically.
The list of marketing areas in our all-inclusive,
professional credit repair software is long.
Some highlights are:
1) Automatic assignment of leads to your agents with
several methods (round-robin, general pool, direct
assignment, manual assignment)
2) Article and Blog Manager
3) Integrated Auto-Responder
4) Interaction with external Auto-Responders
5) Competitor Analyzer
6) Extraction of Free Marketing Leads from the Internet
(invaluable)
7) Marketing Task Manager
8) Social Media and Forms Submitter
9) Integrated online Survey System
10) Integrated Telemarketing System
11) Tracking of Marketing Campaigns
12) Twitter Scheduler
and much more.
Our approach to a comprehensive credit repair business
will make the difference between failure and a successful
credit repair company.
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Be sure that you have the right Affiliate Portal for
your credit repair business.
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An Affiliate Portal is an important part of your credit
repair software and it is essential to prosper your credit
repair company.
But not all Affiliate Portals are created equal.
First of all, you need to evaluate if your Credit Repair
Affiliate Portal is under your control or your vendor's.
It's important that you are in control of your Credit Repair
Affiliate Portal, in other words, it is important that your
Credit Repair Software post the Affiliate Portals to your
own domain on the Internet so you have absolute control
on its security and performance.
In the majority of credit repair software, specially those
that are web-based, their Affiliate Portals are hosted on
their own servers (the vendor's servers) This means that
you never owe the Affiliate Portal Software (it's always
theirs) but most importantly the performance and
security depends on the life of the vendor.
Our professional credit repair software (Credit Money
Machine) posts your Affiliate Portals to your own domain
on the Internet for best performance and the tranquility
that you own it and will be always under your control,
contributing to brand your credit repair company name.
Another important factor is related to features. It is a
good idea, for example, to have a bilingual (Spanish-
English) Affiliate Portal, but again, the implementation of
the feature is also important. Some Credit Repair
Affiliate Portals are based on templates that most be
change for an Affiliate in they are Spanish spoken or
English spoken,
With our credit repair software the selection of language
is made by the affiliate, so in a second, they can switch
from English to Spanish and vice-versa with the push of a
button.
Other essential feature is the ability to let your affiliate
or not to enter into the Client Portal to know the status
of a client. This must be done by client not by affiliate to
have absolute control.
Also, be sure that any knowledge database in the Affiliate
Portal is under your control allowing you to add (or delete)
more item and write your own knowledge database as we
do in our professional credit repair software.
You should be able to receive attachments and messages
from your affiliates and most importantly your credit
repair affiliate portal should have a Referral System that
will add prospects automatically to the credit repair
software as it is with our Credit Money Machine Net.
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How to make your credit repair affiliates to send
you 10 times more prospects than normal?
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While the answer is simple our particular approach is
really effective and unique.
The answer to receive for prospects from your credit
repair affiliates is making for them really easy to send
them to you.
Obviously, the Credit Repair Affiliate Portal is the first
thing that comes to mind and it really works but still they
need to login into their portals, navigate to the correct
place and type the data of the prospect they are referring
to you.
But, how about if they had already the data and only
needed to click one button. Wouldn't be easier and
better?
This is exactly what we provide in our professional credit
repair software thanks to our CRM Companion (
www.CRMcompanion.com )
You can give your affiliates, at a very low cost (1.99 /m),
our CRM Companion so they can use it to manage their
own clients and leads and when they see of a contact that
could be a prospect to you they can send you the
information from their CRM Companion to our Credit
Repair Software ( Credit Money Machine Net ) with one
click making it's fast and easy.
You can entice your friends and affiliates to get this
powerful CRM ( Contact Management Software ) so while
they will be using it every day they will be able to send
you new credit repair prospects really easily.
This is a marketing technique that no one can replicate.
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How credit repair disputes should be tracked in a
credit repair software?
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The rule of thumb is simple, the least jumping around the
better. The least time you spend in not productive actions
the better.
In many credit repair software you need to jump from
window to window to enter data or learn the status of
disputes and other actions.
Obviously this takes lots of unproductive time and
promote lost of concentration that finally it's reflected in
lost of productivity thru out the day.
In our professional credit repair software, we do in
minutes what takes the whole day in other software in
part because our many automated features and in part
that all related parts to the credit repair process are
contained in just one screen so you don't need to jump
around from window to window.
If you are evaluating other credit repair software just be
sure that you understand what it takes to do the whole
process from A to Z since what it might look extremely
simple the first day might prove annoying and
unproductive after just a couple of days.
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Credit Repair Software Training anyone?
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With Credit Money Machine Net we provide 3-hours of
consulting training live, but not with anyone, but with the
software developer. The one that can answer all your
questions live about the software not through a video.
Additionally, we provide training videos, live support, and
a fantastic Quick Start Credit Repair Guide (or How to
Become a Credit Repair Expert in one Day) that will make
you an expert on the credit repair software in no time.
Also, you will receive a 350-page Credit Repair Business
Course which everything you need to know from A to Z to
develop or improve your current credit repair company.
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What are the best credit repair letters for your
credit repair business.
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To be honest, unless you are a very sophisticated credit
repair professional pretty much all letters perform the
same as long as they are well written (attorney written)
and they make sense and are accurate and related to the
dispute type being disputed.
But, there are son factors that make all the difference:
1) To avoid being detected by the Credit Bureaus OCR's
the letters must be different each and every time.
Changing fonts won't do the trick since that is exactly the
OCR's functionality, to ignore fonts and create a text
letter. That's why the must be different. In our
professional Credit Repair Software we use a proprietary
system named ADSS (Automatic Dispute Spinner System)
that creates unique letters each and every time that your
print them. Most importantly, you can create and modify
your own spinners.
2) You should be able to modify your letters either on-
the-fly or by changing the credit repair template that
create them. You also should be able to create your own
credit repair template letters.
3) A Professional Credit Repair Software should be able to
advise automatically what letter to use as well as the
reason invoked for a particular dispute type without any
user intervention, but at the same time, with the ability
to change either one manually for those special cases.
4) Credit Repair Template Letters should be able to
accept multiple disputes in any number you want or need,
but at the same time, don't force you to send all the
disputes at once because this can lead to a frivolous
dispute answer from the Credit Bureaus and a red flag for
those dispute items.
Of course our Credit Money Machine Net can do all that
and much more.
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Why is the right link of training for a starting credit
repair business or a professional credit repair
company?
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Because all companies are not the same and not everyone
has the same level of computer literacy we take pride on
our Live Credit Repair Business Training for our
Professional Credit Repair Software.
Learn first hand the most important features of our
professional credit repair software and ask any questions
that you may have related to any subject (credit repair
techniques, marketing strategies, credit repair financial
knowledge, how to build your credit repair business, the
most important actions that you need to take for your
starting credit repair business and more)
This live training is in addition to our 600-page PDF
manual, our online manual, Credit Repair Business
Professional Course manual and our many training videos.
Occasional advanced techniques webinars are available to
take advantage of our more powerful features.
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Security risks when you use a web-based credit
repair software for your credit repair business.
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You may wonder if using a web-based credit repair
software presents a security risk for you company and for
your clients. The answer is a definitive yes.
There is a misconception that when you are in a web
page with HTTPS (SSL Secure Socket Layer) that page
does not present a security risk.
The truth is that when you are sending information (like a
credit card) from one secured page to another secured
page the information is indeed encrypted and reasonably
secure but when you upload or download information to
your computer is not.
Let's put it this way, when you upload the credit report of
your client to a web-based credit repair software that
information is not secured during transit and can be
intercepted by any of the servers that are in between
your computer and the secured server online and probably
even when it arrives it's still not secured since it will be
saved in the same format that was sent (probably PDF)
and not encrypted.
So, not only you need to be worried by who hacks your
client's sensitive data while residing online on your credit
repair software database but also what happens during
transit.
The same is true when you download data from your
"secure" onine service, simply it is not secured during
transit to your computer.
That's why in our full-fledge Credit Repair Business
solution we take pride in the fact that your client's
sensitive information resides in your own computer under
your control and we even take a step further by
encrypting the signup form in the website we sell (like
www.click112.com ) and decrypting it automatically when
it arrives to our integrated email system. Only Credit
Money Machine Net can do that.
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What is the credit repair "Pay Per Deletion" method
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Pay Per Deletion related to Credit Repair is a method
where you charge your clients after you have deleted or
updated as appropriate the derogatory items.
It is the most profitable and fair way to do business and
the Credit Repair Pay Per Deletion method is the one
accepted by the FTC.
You can charge an initial setup fee as long as it is not
related to your Credit Repair Services , that's why we
provide several tools to help you justify your initial
consulting fee. Those areas are the Credit Card Analyzer,
the Budget Center, the Loan Amortization Center and the
Debt Reduction Analyzer.
Also, our credit repair software has all the tools to do a
full-fledge Credit Repair Pay Per Deletion method.
Start by extracting all derogatory with one click from your
clients credit report including the assignment of dispute
types, reasons / description and letter automatically in
seconds (not hours), then the next month do that again
and Credit Money Machine Net will detect which
derogatory are deleted and will change the dispute status
automatically, and at the same time, setting up the paid
status to "To Be Paid", then our credit repair software will
select all To Be Paid for all your clients with one click and
create the invoices for all clients at the same time with
one click too.
It's important to have the capability to assign a different
price for each dispute type, and of course, we do that
too.
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Should I provide my client with a Good Faith
Estimate when doing credit repair.?
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The Credit Repair industry is going more and more
towards a Pay Per Deletion model since it is the only one
that complies 100% with the FTC's Regulation of Credit
Repair Organizations
In a Credit Repair Software, an efficient Good Faith
Estimate should be automatic. In other words you should
be able to click a button and create a Good Faith
Estimate that can be sent to your client by email, fax or
printed so they can accept or refuse it.
Since a 100% deletion is almost impossible to achieve, a
Good Faith Estimate should have a way to calculate a
discount % of the estimate so your client can have a
realistic figure of what he will have to pay if you perform
as expected.
In our top of the line credit repair software, Credit Money
Machine Net, we have several tools to accomplish that.
First, you can post to the online client portal all
derogatory items for them to check and approve (an
essential step) then, based on that, you can create a
formal quotation using our integrated one-click Good
Faith Estimate Invoice System and then send it to the
client with our integrated Email System.
Once the Good Faith Estimate is approved by your client
you can start the work.
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Your Credit Repair Client Portal is essential for
your credit repair business.
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Like your Credit Repair Affiliate Portal, the Credit Repair
Client Portal is a very important part of your credit repair
business since it saves you hours of work by allowing your
clients to check 24/7 the status of their credit repair
disputes without calling you for support.
Not all Client Portals are created equal.
First of all, you need to evaluate if your Credit Repair
Client Portal is under your control or your vendor's.
If your credit repair company's client portal is not under
your control (inside your own website) then the life of
your credit repair business depend on the life of your
vendor.
Another important features are:
1) The ability to receive attachments from your clients in
your credit repair software
2) The ability to receive inquiries from your clients in your
credit repair software
3) The ability to modify and provide your own knowledge
database to your clients.
4) An integrated Referral System that automatically add
those contacts to the credit repair software database so
your clients can refer you new prospect with ease.
5) A bilingual Credit Repair Client Portal that will change
languages at the push of a button.
6) Automatic use of portals with smartphones (iphones,
Blackberries, Ipad, Ipod, any internet device)
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Why web-based credit repair business software
becomes more cumbersome to upgrade than
Windows based credit repair software?.
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The subject of obsolescence and upgrades is an important
subject for any Credit Repair Business since you always
want the inclusion of the latest laws and techniques and
any new features that may ease your daily work.
The truth is that in web-based system is much more
difficult to upgrade than with computer-based credit
repair software for the simple reason that web-base
system must be stopped before the upgrade is made.
In other words, when you upgrade a Windows-based
credit repair software you simply download the new
version and upgrade yourself at your convenience but
when a web-based need to upgrade they need to stop you
from using the software and take the risk that if
something goes wrong they might not even be able to
come back to the previous version in a timely manner.
We do many upgrades each an every month, sometimes
even several times a week to keep you updated with the
latest laws, new creditors data, credit repair techniques
and new marketing features, and while you don't have to
perform all of then it is always good to know that you can
count on us.
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